Insurance News

# When Disaster Strikes, How Fast Should Help Arrive? Is the check in the mail? That’s the question countless Americans ask themselves as they stand amid the ruins of their homes or businesses after disaster strikes. For generations, the insurance industry has moved at a pace that seemed out of step with the urgency of…

# 2025 U.S. Liability Insurance Market Shifts: What Homeowners and Small Businesses Need to Know Throughout my years covering America’s economic landscape, I’ve watched the tides of markets rise and fall with the certainty of Texas seasons. And now, as we face the dawn of 2025, the liability insurance market stands at a crossroads that…

California’s Bold Stand on Insurance Privacy: A Watershed Moment for Consumers Is your personal information truly protected when you sign up for insurance? That’s the question at the heart of California’s groundbreaking new legislation. The Golden State has once again positioned itself at the vanguard of consumer protection with a sweeping new bill from the…

# When Trust Wavers: Knight Insurance’s Negative Outlook and What It Means for Your Coverage There comes a time in the life of any business when the road ahead forks between prosperity and trouble. For Knight Insurance Company Ltd. and its affiliates, that fork appeared this week with all the subtlety of a Texas thunderstorm….

The Storm at Home: Florida’s Insurance Crisis Leaves Homeowners High and Dry Is the American dream becoming unattainable in the Sunshine State? That question haunts thousands of Florida homeowners who face a perfect storm in the property insurance market. Rising premiums, mass policy cancellations, and insurance companies fleeing the state have created what many call…

# Florida’s Insurance Landscape Shifts: New Player Enters with $29M Backing In the hurricane-prone peninsula of Florida, where homeowners have weathered not just storms but also an insurance crisis, a new name has appeared on the horizon. Patriot Select Insurance has emerged from the shadows of Anchor Insurance with a substantial $29 million capital infusion,…

When Trust is Broken: California’s Battle Against Life Insurance Fraud Is our insurance system failing us? That’s the question many Californians are asking as news breaks of a stunning multi-million-dollar life insurance fraud case that has rocked the industry to its core. The California Department of Insurance has taken swift action against five defendants allegedly…

Is America facing a perfect storm in the housing market? Across kitchen tables from Maine to California, families are opening envelopes containing news nobody wants: home insurance rates are climbing skyward, with no ceiling in sight. The culprits behind this unwelcome surge stand clearly in view: mounting tariffs on building materials and an unrelenting series…

CALIFORNIA’S INSURANCE CROSSROADS: CONSUMER GROUP TAKES COMMISSIONER TO COURT A high-stakes legal battle has erupted in the Golden State that could affect the wallets of millions of California homeowners. Consumer Watchdog, a prominent advocacy group, has filed a lawsuit against California Insurance Commissioner Ricardo Lara, seeking to block what they describe as potentially burdensome surcharges…

# Consumer Group Sues Over Potential Home Insurance Surcharges in California ## Is This the Breaking Point for California Homeowners? In what might be called a classic clash between consumer rights and insurance industry practices, a Los Angeles consumer group has filed a lawsuit against Insurance Commissioner Ricardo Lara, seeking to block potential surcharges on…

# Florida’s Insurance Renaissance: How Recent Reforms Changed the Game for Homeowners ## Is Florida Finally Seeing Light at the End of the Insurance Tunnel? Florida’s property insurance market is showing signs of recovery, a welcome change after years of spiraling costs and limited options for householders. Recent data suggests the legislative reforms enacted to…

# Florida’s Insurance Turnaround: Has the Tide Finally Turned? ## Is This the Beginning of a New Chapter for Florida Homeowners? Is stability returning to Florida’s storm-battered insurance marketplace? The numbers suggest it just might be. After years of skyrocketing rates that left many Sunshine State homeowners feeling like they were caught in a financial…

# The American Dream Under Siege: When Home Insurance Becomes a Luxury Is the cornerstone of the American Dream—homeownership—becoming a privilege rather than a right? Across this great nation of ours, families are opening envelopes to find notices that might as well read: “Your protection will cost you dearly.” ## What’s driving the surge in…

THE GATHERING STORM: HOW CLIMATE DISASTERS ARE DRIVING UP YOUR HOME INSURANCE Across America, from the wind-swept coasts of Florida to the fire-prone hills of California, homeowners are opening their mail to find what many call a second mortgage – their home insurance bill. Insurance rates are climbing at a pace not seen in decades,…

# Climate Change and Home Insurance: The Quiet Storm on American Doorsteps There’s a storm brewing across America that doesn’t roar with thunder or flash with lightning, but its impact may be just as destructive to millions of property owners. Home insurance rates are climbing skyward, pushed by the invisible hand of our changing climate,…

Is America facing a perfect storm in the housing market? Not the familiar mortgage crisis of years past, but a new threat bearing down on homeowners from California to Florida: skyrocketing insurance costs colliding with increasingly violent acts of nature. **What’s happening to homeowners’ insurance costs?** Insurance costs are climbing faster than a summer mercury…

Insurance Industry Gathers at IIATC: What This Means for Your Home and Business The annual Independent Insurance Agents of Tarrant County Trade Show stands as a weather vane for the winds of change in the insurance world. This year, USG Insurance Services joins the roster of industry leaders at the Simmons Bank Pavilion, bringing forward-thinking…